Best Budget Furniture and Decor Stores for Apartment Renters UK

Furnishing and decorating an apartment on a budget doesn’t mean sacrificing style or comfort. With the right stores and a few smart shopping strategies, apartment renters can create a space that feels like home without breaking the bank.

Whether you’re moving into your first flat in a lively city centre or upgrading your space in a more affordable neighbourhood, this guide highlights the best budget-friendly furniture and decor stores-both online and on the high street-to help you maximize every pound.

Why Budget Furniture and Decor Matter for Renters

Apartment renters often face unique challenges: limited space, temporary living arrangements, and strict landlord rules about permanent changes. Investing in affordable, versatile furniture and stylish decor allows you to personalize your home, adapt to new spaces, and keep your deposit safe.

The right pieces can be reused, rearranged, or resold when it’s time to move, making budget shopping both practical and sustainable.

Top Budget Furniture and Decor Stores (UK & Online)

1. IKEA

No list of affordable furniture is complete without IKEA. Known for its minimalist Scandinavian designs, flat-pack convenience, and wallet-friendly prices, IKEA is a go-to for renters everywhere.

• Why shop here: Wide range of furniture and decor, from £5 accessories to £250 sofas. Many items are designed for small spaces and easy assembly.

• Best buys: Storage beds, compact dining sets, modular shelving, and stylish lighting.

• Extra tip: IKEA’s “As-Is” section (in-store) offers even deeper discounts on returned or display items.

2. Argos

Argos is a UK staple for affordable home essentials, offering everything from furniture to bedding and kitchenware.

• Why shop here: Frequent sales, next-day delivery, and a broad selection of styles.

• Best buys: Ready-to-assemble wardrobes, budget sofas, and clever storage solutions.

• Extra tip: Check the Habitat range at Argos for contemporary designs at low prices

3. George Home (Asda)

Exclusively at Asda, George Home has become a favourite for trend-led, affordable homeware.

• Why shop here: On-trend bedding, lighting, and accessories at some of the lowest prices on the high street.

• Best buys: Statement cushions, glass vases, and kitchen must-haves.

• Extra tip: Look for seasonal sales and limited-edition collections for the best deals

4. Matalan

Matalan is well-known for its great-value home accessories and textiles.

• Why shop here: Regularly updated collections, ideal for refreshing your space with minimal spend.

• Best buys: Bed linen, towels in every colour, kitchenware, and decorative accessories.

• Extra tip: Shop end-of-season sales for deep discounts on decor.

5. ANYDAY at John Lewis

John Lewis’s ANYDAY line offers the retailer’s signature quality at prices that suit renters and first-time buyers.

• Why shop here: Modern furniture, small appliances, and accessories at competitive prices.

• Best buys: Sofas, coffee tables, and elegant desks perfect for small apartments.

• Extra tip: ANYDAY products often go on sale, so keep an eye out for promotions

6. AllModern

Part of the Wayfair family, AllModern features a curated selection of contemporary, affordable furniture.

• Why shop here: Trendy designs, easy online shopping, and frequent discounts.

• Best buys: Accent chairs, modern lamps, and compact desks.

• Extra tip: Sort by “Low to High” price to find the best deals, and check sister sites Joss & Main and Wayfair for additional options.

7. Joss & Main

Also under the Wayfair umbrella, Joss & Main offers higher-end looks at accessible prices.

• Why shop here: Stylish, quality pieces with a focus on comfort and design.

• Best buys: Sectional sofas, area rugs, and quick-ship furniture ideal for renters.

• Extra tip: Watch for flash sales and clearance events for extra savings

8. Urban Outfitters Home

Urban Outfitters isn’t just for fashion-their home section is packed with hip, bohemian-inspired furniture and decor.

• Why shop here: Unique pieces that add personality to any apartment, with many sofas under £1,000.

• Best buys: Bookcases, storage solutions, and statement decor.

• Extra tip: Free shipping on orders over £50 makes online shopping even more budget-friendly

9. Etsy

For renters who want something unique, Etsy is a treasure trove of handmade, vintage, and affordable home goods.

• Why shop here: Support small businesses and find one-of-a-kind decor, from art prints to jute rugs.

• Best buys: Custom wall art, throw pillows, and quirky planters.

• Extra tip: Filter by price and location to find the best deals and fastest shipping.

10. CB2

CB2, the modern sibling of Crate & Barrel, offers sleek, design-forward furniture at reasonable prices.

• Why shop here: Contemporary style, quality materials, and a focus on small-space living.

• Best buys: Sleeper sofas, compact dining tables, and minimalist lighting.

• Extra tip: Check out their sale section for high-end style at a fraction of the price.

More Affordable Furniture and Decor Stores to Explore

• Wayfair: Massive selection and frequent sales on everything from beds to bar carts.

• Amazon has a wide range furniture ideas from creators around the world

• Article: Modern, durable furniture perfect for renters who want lasting style.

• Burrow: Modular sofas and chairs, easy to move and reconfigure.

• Habitat: Now available at Argos and Sainsbury’s, Habitat offers contemporary furniture and accessories for every room.

• Pottery Barn & West Elm: Watch for sales and outlet deals to snag quality pieces for less.

Tips for Smart Shopping as a Renter

1. Measure Everything

Before buying, measure your space (and doorways!) to ensure your new furniture will fit. Many budget stores offer compact options designed for apartments.

2. Prioritize Multi-Functional Pieces

Choose furniture that serves more than one purpose, like sofa beds, storage ottomans, or extendable tables.

3. Look for Easy Assembly and Disassembly

Flat-pack and modular furniture is easier to move and less likely to be damaged, helping you protect your deposit.

4. Shop Sales and Clearance Events

Sign up for store newsletters and watch for end-of-season or holiday sales-these are prime times for big savings.

5. Mix High and Low

Splurge on one or two statement pieces, then fill in with budget-friendly basics. This approach creates a stylish, balanced look.

6. Don’t Forget Secondhand

Charity shops, Facebook Marketplace, and local buy/sell groups can yield incredible bargains on gently used furniture and decor.

Best Decor Finds for Apartment Renters

• Rugs: Instantly warm up a space and cover less-than-perfect floors.

• Throw Pillows and Blankets: Add colour, texture, and comfort for minimal cost.

• Wall Art: Use removable hooks or washi tape to display prints without damaging walls.

• Lighting: Swap in stylish lamps or battery-powered LED lights for instant ambiance.

• Plants: Faux or real, greenery brings life to any room.

Decorating Your Apartment on a Budget: Final Thoughts

Furnishing and decorating your rental apartment doesn’t have to be expensive or stressful. By shopping at the right stores, prioritizing versatile pieces, and keeping an eye out for deals, you can create a space that’s uniquely yours-without overspending or risking your deposit.

Whether you’re outfitting a studio in the city centre or a two-bedroom in a quieter neighbourhood, these budget furniture and decor stores have you covered.

Happy decorating!